A good question! What would you do? If you're a full time sharpener, one form of insurance you should consider investing in is Income Protection Insurance. Smart Company wrote a great article about this subject just a few days ago. I want you to head that way and take a look.
This topic has been on my mind because one of my friends in the sharpening industry was just told by his doctor he can no longer drive. Another had to have a special pace maker put in and now he can't run his sharpening equipment because of the electrical field.
I'm not trying to scare you or be pessimistic, but not being able to work is a real issue if you run a service business and you are the service! Investing is more than just buying stocks or bonds, Income Protection Insurance is an investment that all full time sharpeners should strongly consider.